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David CulverSalem, SC

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Salem, SC   

Kennewick, WA   

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Resumes

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David Culver

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David Culver

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David Culver Culver

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David Culver

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David Culver

Work:
American University
President at Interconsultusa
American University
Comptroller
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David Culver

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Mortgage Industry Consultant At Newbold Advisors

Position:
Consultant, Mortgage Loan Servicing for Single Family Government and GSE at Newbold Advisors
Location:
Ventura, California
Industry:
Banking
Work:
Newbold Advisors since Apr 2012
Consultant, Mortgage Loan Servicing for Single Family Government and GSE
PennyMac Sep 2011 - Apr 2012
Director of Credit and Product Development
Newbold Advisors Jun 2011 - Sep 2011
Consultant / SME Government Insured Home Loans
Princeton Information Jun 2010 - Apr 2011
Subject Matter Expert Government Insured Home Loans FHA
Countrywide Bank May 2006 - Oct 2008
SVP Community Development Lending Officer
Countrywide Home Loans Mar 2003 - Oct 2008
SVP Product Manager: Government Insured Single Family Home Loans
Washington Mutual 2002 - 2003
VP Product Management Affordable Home Loans
CalFed Bank 1997 - 2002
VP Regional Manager: Community Development Lending and Marketing Director Southern California
Home Federal Savings of San Diego 1979 - 1994
DSM
Skills:
HUD, FHA, Mortgage Banking, Governance, Public Speaking, Marketing, Retail Banking, Credit, Community Reinvestment Act, Mortgage Lending, Loans, Loss Mitigation, Mortgage Servicing, Credit Risk, Loan Origination, Credit Analysis, Loan Servicing, Finance, Financial Risk, Portfolio Management, Risk Management

Publications & IP owners

Amazon

David Culver Photo 63

Encyclopedia Of Caves, Second Edition

Publisher:
Academic Press
Binding:
Hardcover
Pages:
966
ISBN #:
0123838320
EAN Code:
9780123838322
Encyclopedia of Caves is a self-contained, beautifully illustrated work dedicated to caves and their unique environments. It includes more than 100 comprehensive articles from leading scholars and explorers in 15 different countries. Each entry is detailed and scientifically sound, yet accessible f...
David Culver Photo 64

Adaptation And Natural Selection In Caves: The Evolution Of Gammarus Minus

Author:
David C. Culver, Thomas Kane, Daniel Fong
Publisher:
Harvard University Press
Binding:
Hardcover
Pages:
240
ISBN #:
0674004256
EAN Code:
9780674004252
The harsh environment of caves--dark, damp, sparse of food--is home to a variety of "bizarre" creatures. Biologists, for their part, often treat these delicate, colorless organisms having no eyes, or at least greatly reduced eyes, as mere oddities with little to tell us about a topic as grand as ev...
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Shallow Subterranean Habitats: Ecology, Evolution, And Conservation

Author:
David C. Culver, Tanja Pipan
Publisher:
Oxford University Press
Binding:
Hardcover
Pages:
288
ISBN #:
0199646171
EAN Code:
9780199646173
Shallow subterranean habitats (SSHs) are areas of habitable space that are less than 10 m in depth from the surface. These range from large areas such as shallow caves and lava tubes, to tiny areas such as cracks in ceilings, or spaces in soil. Whilst being very different in many ways, they are ofte...
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The Biology Of Caves And Other Subterranean Habitats (Biology Of Habitats Series)

Author:
David C. Culver, Tanja Pipan
Publisher:
Oxford University Press
Binding:
Paperback
Pages:
256
ISBN #:
0199219931
EAN Code:
9780199219933
Caves and other subterranean habitats with their often strange (even bizarre) inhabitants have long been objects of fascination, curiosity, and debate. The question of how such organisms have evolved, and the relative roles of natural selection and genetic drift, has engaged subterranean biologists ...
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Expect Miracles: Recollections Of A Lucky Life (Footprints Series)

Author:
David M. Culver, Alan Freeman
Publisher:
McGill-Queen's University Press
Binding:
Hardcover
Pages:
260
ISBN #:
0773543554
EAN Code:
9780773543553
Expect Miracles is the personal and professional story of a leader in the worlds of business and culture. David Culver narrates his journey from his upbringing in Montreal's Golden Square Mile, through his studies at McGill and Harvard, his army service during the Second World War, to his impressive...
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Cave Life: Evolution And Ecology

Author:
David C. Culver
Publisher:
Harvard University Press
Binding:
Hardcover
Pages:
200
ISBN #:
0674104358
EAN Code:
9780674104358
Pp. viii, 189, numerous text-figures. Original brown cloth, gilt-lettered on the spine, two-color pictorial dust jacket, 8vo. In this volume, the author argues for a more central role for cave biology in ecology and population genetics. No ownership marks.
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Encyclopedia Of Caves

Publisher:
Academic Press
Binding:
Hardcover
Pages:
680
ISBN #:
0121986519
EAN Code:
9780121986513
Encyclopedia of Caves is a self-contained, beautifully illustrated work dedicated to caves and their unique environments. It includes more than 100 comprehensive articles from leading scholars and explorers in 15 different countries. Each entry is detailed and scientifically sound, yet accessible f...
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The Battle For North Carolina's Coast: Evolutionary History, Present Crisis, And Vision For The Future

Author:
Stanley R. Riggs, Dorothea V. Ames, Stephen J. Culver, David J. Mallinson
Publisher:
The University of North Carolina Press
Binding:
Hardcover
Pages:
160
ISBN #:
0807834866
EAN Code:
9780807834862
The North Carolina barrier islands, a 325-mile-long string of narrow sand islands that forms the coast of North Carolina, are one of the most beloved areas to live and visit in the United States. However, extensive barrier island segments and their associated wetlands are in jeopardy. In The Battle ...

Isbn (Books And Publications)

Encyclopedia Of Caves

Author:
David C. Culver
ISBN #:
0121986519

Subterranean Ecosystems

Author:
David C. Culver
ISBN #:
0444417028

Subterranean Ecosystems

Author:
David C. Culver
ISBN #:
0444822992

Adaptation And Natural Selection In Caves: The Evolution Of Gammarus Minus

Author:
David C. Culver
ISBN #:
0674004256

Cave Life: Evolution And Ecology

Author:
David C. Culver
ISBN #:
0674104358

The Environment: Science, Issues And Solutions

Author:
David A. Culver
ISBN #:
0849373875

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