David Michael Fromer Deceased150 Ocean Park Blvd, Santa Monica, CA 90405

2002006, May 23, 2002

Mar 20, 2001

09/814682

Edward Zaccaria - Newtown PA, US
David Hoog - Bala Cynwyd PA, US
David Fromer - New York NY, US
Mark Mayers - New York NY, US
Dennis Kane - Island Heights NJ, US
Kurt Husar - West Chester PA, US
Gary Hawk - Monroe GA, US
Paul O'neill - Marietta GA, US

G06F017/60

705/004000

A method and computerized system for reducing risk actually assumed by at least one of a plurality of parties, wherein at least one of the parties supplies electric power to at least one other of the parties, and if an unplanned at least partial failure to supply the electric power occurs, at least one of the parties assumes the risk. The method includes designating at least one factor associated with the supplying of electric power and for determining whether an unplanned at least partial failure to supply the electric power that occurs is a qualifying event; designating a compensation which will at least partially reduce the risk actually assumed by the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event; and, establishing a relationship between the at least one of the parties assuming the risk and at least one other party. The at least one other party agrees to provide the compensation to the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event.

2004010, May 27, 2004

Nov 22, 2002

10/303127

Mark Mayers - Pound Ridge NY, US
David Fromer - New York NY, US

E-COMM CONNECT, LLC - New York NY

G01W001/00
G06F019/00
G06F169/00
G06F017/60

705/004000, 702/003000

Method and system for bundling a weather-related risk management product to the trading of commodities, such as agriculture, food, electricity, natural gas, oil and other products being traded through independent electronic commerce exchanges including business-to-consumer, business-to-business and traditional established commodity exchanges. A weather-related insurance product is created for a commodity which will specify the weather-related risk premium and compensation to be paid if certain defined events occur. The exchange offers the insurance product to its members, and for those that purchase the insurance product, a premium is added to the cost for each transaction in which the member is a party. By bundling a weather-related insurance product together with each trade or transaction, the weather-related risk premium is incorporated as an added transaction cost at the time the trade is confirmed. The amount of premium paid by each trading party may be accumulated and recorded as “weather credits”. Pursuant to the terms and conditions of the insurance product which vary depending upon the commodity and the risks being covered, different amounts of weather credits are required in order to obtain compensation for a weather-related incident. As such, insurance for weather-related risk is made easily and readily available to all buyers and sellers regardless of the platform used for trading.

2005026, Dec 1, 2005

Jun 15, 2005

11/153912

Edward Zaccaria - Newtown PA, US
David Hoog - Bala Cynwyd PA, US
David Fromer - New York NY, US
Mark Mayers - New York NY, US
Dennis Kane - Island Heights NJ, US
Kurt Husar - West Chester PA, US
Gary Hawk - Monroe GA, US
Paul O'Neill - Marietta GA, US

H04B001/69

705004000

A method and computerized system for reducing risk actually assumed by at least one of a plurality of parties, wherein at least one of the parties supplies electric power to at least one other of the parties, and if an unplanned at least partial failure to supply the electric power occurs, at least one of the parties assumes the risk. The method includes designating at least one factor associated with the supplying of electric power and for determining whether an unplanned at least partial failure to supply the electric power that occurs is a qualifying event; designating a compensation which will at least partially reduce the risk actually assumed by the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event; and, establishing a relationship between the at least one of the parties assuming the risk and at least one other party. The at least one other party agrees to provide the compensation to the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event.

2006021, Sep 28, 2006

Feb 15, 2006

11/355310

Edward Zaccaria - Newtown PA, US
David Hoog - Bala Cynuyel PA, US
David Fromer - New York NY, US
Mark Mayers - New York NY, US
Dennis Kane - Island Heights NJ, US
Kurt Husar - West Chester PA, US
Gary Hawk - Monroe GA, US
Paul O'Neill - Marietta GA, US

G06Q 40/00

705004000

A method and computerized system for reducing risk actually assumed by at least one of a plurality of parties, wherein at least one of the parties supplies electric power to at least one other of the parties, and if an unplanned at least partial failure to supply the electric power occurs, at least one of the parties assumes the risk. The method includes designating at least one factor associated with the supplying of electric power and for determining whether an unplanned at least partial failure to supply the electric power that occurs is a qualifying event; designating a compensation which will at least partially reduce the risk actually assumed by the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event; and, establishing a relationship between the at least one of the parties assuming the risk and at least one other party. The at least one other party agrees to provide the compensation to the at least one of the parties assuming the risk if the unplanned at least partial failure to supply the electric power occurs and is determined to be a qualifying event.