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Francis C Chang, 772065 Ashton Dr, Roseville, CA 95747

Francis Chang Phones & Addresses

Roseville, CA   

Concord, CA   

Oakland, CA   

Santa Clara, CA   

2065 Ashton Dr, Roseville, CA 95747   

Work

Company: East west bank - San Francisco, CA 2009 Position: Vp, portfolio manager

Education

School / High School: COLUMBIA UNIVERSITY- New York, NY 2001 Specialities: MS in Real Estate Development

Skills

Portfolio management • loan underwriting • credit analysis • financial analysis • commercial real estate lending • construction lending • term loans • bridge loans • and lines of credit

Mentions for Francis C Chang

Francis Chang resumes & CV records

Resumes

Francis Chang Photo 39

Francis Chang

Location:
Roseville, CA
Industry:
Wholesale
Francis Chang Photo 40

Francis Chang

Francis Chang Photo 41

Francis Francis Chang

Francis Chang Photo 42

Francis Chang

Francis Chang Photo 43

Francis Chang

Francis Chang Photo 44

Francis Chang

Francis Chang Photo 45

Francis Chang

Industry:
Health, Wellness And Fitness
Francis Chang Photo 46

Francis Chang - San Francisco, CA

Work:
EAST WEST BANK - San Francisco, CA 2009 to 2010
VP, Portfolio Manager
UNITED COMMERCIAL BANK (NOW EAST WEST BANK) - San Francisco, CA 2007 to 2009
VP, Underwriting Manager
BANK OF AMERICA - San Francisco, CA 2006 to 2007
AVP, Relationship Underwriter
UNITED COMMERCIAL BANK (NOW EAST WEST BANK) - San Francisco, CA 2003 to 2006
AVP, Construction Loan Underwriter
HEADWAY TECHNOLOGIES INC., A SUBSIDIARY OF TDK CORPORATION - Milpitas, CA 2000 to 2001
Financial Analyst
OVERSEAS UNION BANK, LTD. (NOW UNITED OVERSEAS BANK, LTD., SINGAPORE) - New York, NY 1995 to 1997
Credit Admin. / Compliance Officer
HANG SENG BANK, LTD., A MEMBER OF THE HSBC GROUP - New York, NY 1993 to 1994
Credit Analyst Assistant
Education:
COLUMBIA UNIVERSITY - New York, NY 2001 to 2002
MS in Real Estate Development
ARIZONA STATE UNIVERSITY (W.P. CAREY SCHOOL OF BUSINESS) - Tempe, AZ Jan 1998 to Jan 2000
MBA in Finance
UNIVERSITY OF CALIFORNIA AT BERKELEY - Berkeley, CA Jan 1988 to Jan 1992
BA in Economics & History
Skills:
Portfolio management, loan underwriting, credit analysis, financial analysis, commercial real estate lending, construction lending, term loans, bridge loans, and lines of credit

Publications & IP owners

Us Patents

Telephone User Interface Programmable Shortcut

US Patent:
8009813, Aug 30, 2011
Filed:
Aug 16, 2005
Appl. No.:
11/205369
Inventors:
Francis Chang - Los Altos CA, US
Assignee:
Siemens Enterprise Communications, Inc. - Boca Raton FL
International Classification:
H04M 11/00
H04M 1/64
H04M 3/42
US Classification:
379 8818, 379 8817, 37920103
Abstract:
A method for providing a telephone user interface programmable shortcut for a telephone-accessed system includes steps as follows. The telephone user interface programmable shortcut is mapped to a telephone key stroke sequence. The telephone-accessed system is dialed into via a telephone. The telephone key stroke sequence is pressed by the telephone-accessed system when the telephone user interface programmable shortcut is activated via the telephone.

Analytical Previewing Of Multi-Dimensional Sales Territory Proposals

US Patent:
8510659, Aug 13, 2013
Filed:
Aug 16, 2010
Appl. No.:
12/857410
Inventors:
Yu Cong Lam - San Jose CA, US
George Colliat - Emerald Hills CA, US
Shih-Hsin Peng - Sunnyvale CA, US
Francis Chang - San Mateo CA, US
Teodoro Pimentel - Belmont CA, US
Assignee:
Oracle International Corporation - Redwood Shores CA
International Classification:
G06F 3/00
US Classification:
715734, 715736, 715747, 715765, 715782
Abstract:
Embodiments of the invention provide systems and methods for using multi-dimensional modeling techniques to handle analytical metrics and assignment previews, for example, in the context of territory proposals and what-if analysis. In some embodiments, a set of proposed territory definitions is generated in a territory management system to represent a hierarchical set of proposed territories each as a set of cells of a hypercube. A modification is received to the proposed territory definitions, and the proposed territory definitions are updated according to the modification. A query is received (e. g. , at the territory management system via a user interface) and is executed against the proposed territory definitions in the territory management system to generate a query result. The query result is output to provide analytical metrics and/or assignment preview functionality.

Sandboxing And What-If Analysis For Multi-Dimensional Sales Territories

US Patent:
2011004, Feb 17, 2011
Filed:
Aug 16, 2010
Appl. No.:
12/857507
Inventors:
Francis Chang - Redwood City CA, US
Teodoro Pimentel - Belmont CA, US
Sanjay Pusegaonkar - Palo Alto CA, US
Yu Cong Lam - San Jose CA, US
George Colliat - Emerald Hills CA, US
Fivos Constantinou - San Francisco CA, US
Assignee:
Oracle International Corporation - Redwood Shores CA
International Classification:
G06Q 10/00
US Classification:
705348
Abstract:
Embodiments of the invention provide systems and methods for using multi-dimensional modeling techniques to handle territory proposals for sandboxing territory changes, for performing what-if analyses, etc. In some embodiments, a staging environment allows the creation of a proposed territory model (e.g., a proposed territory hypercube) based on a production territory model or some other baseline territory model version. The territory proposal is associated with a name, owner, activation trigger event, and the proposed territory model. The owner can modify the proposed territory definitions in the staging environment, and the modifications may be published to subordinates, audited for errors, etc. When the proposed territory model is as desired, the owner may request activation of the territory upon occurrence of the activation trigger event occurs. Activation may involve promotion of the proposed territory model (e.g., or the modifications) to the production environment, for example, including realignment, reconciliation, auditing, and/or any other processing.

Multi-Dimensional Modeling Of Sales Territories

US Patent:
2011012, May 26, 2011
Filed:
Aug 16, 2010
Appl. No.:
12/857403
Inventors:
George Colliat - Emerald Hills CA, US
Francis Chang - San Mateo CA, US
Yu Cong Lam - San Jose CA, US
Harish Bansal - Fremont CA, US
Subramanian Venkatesan - Redmond City CA, US
Fivos Constantinou - San Francisco CA, US
Assignee:
Oracle International Corporation - Redwood Shores CA
International Classification:
G06Q 10/00
US Classification:
705348
Abstract:
Embodiments of the invention provide systems and methods for using multi-dimensional modeling techniques to optimize definition and management of sales territories. Embodiments use multi-dimensional modeling to define territories in such a way that accounts for applicable territory criteria as sets with logical boundaries, rather than as a defined rule-based architecture. For example, territory criteria are modeled as hierarchical dimensions that form boundaries to a territory hypercube. An individual territory may be a set of cells in the hypercube. In certain embodiments, the territory (e.g., set of cells) is formalized by an MDX query.

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