Inventors:
- New York NY, US
Song Ting CENG - Brooklyn NY, US
Hong JI - Dix Hills NY, US
Riti SINGHAL - Sayreville NJ, US
Liang ZHOU - New York NY, US
Christopher J. LEASOR - Westfield NJ, US
Somnath CHOUDHURI - Newark DE, US
Shailender SINGH - Issaquah WA, US
Prashant K. DHINGRA - Redmond WA, US
Parambir S. MUDHAR - Jersey City NJ, US
Rakesh PATHAK - Millburn NJ, US
James KACZMARCZYK - New Hyde Park NY, US
Akshay KARNAWAT - Palisades Park NJ, US
Assignee:
JPMorgan Chase Bank, N.A. - New York NY
International Classification:
G06F 16/9538
G06K 9/62
G06N 20/00
G06Q 20/10
Abstract:
Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.