Joonho John Lee, 54Rodeo, CA

6748367, Jun 8, 2004

Sep 21, 2000

09/667832

Joonho John Lee - Shelton CT, 06484

G06F 1760

705 66, 705 64, 705 70, 705 69, 705 74, 705 21

A method and system for effecting a financial transaction over a public network without the submission of sensitive information. The system comprises a common controller in data communication with at least one public network. The common controller includes a processor for generating digital tokens wherein each digital token represents a particular monetary value and contains a particular digital signature and alterable digital token status data indicating ownership of the digital token. The system includes a plurality of user data communication interfaces in data communication with the public network. The processor of the common controller includes data bases for storing user account information such as user identification and PIN, and account values and for authenticating the user identification and PIN to determine whether access to the common controller is permitted. The common controller generates an application level secure communication channel through which all data communication is to be effected and transmits data representing a template of an automated teller machine to the user data communication interface of a first user whose identification PIN was previously authenticated. Financial transactions between the first user and a second user are initiated by using the automated teller machine to transmit a request to the common controller to effect a transfer of a monetary sum to a destination account.

8443448, May 14, 2013

Aug 20, 2009

12/544652

Danny Brando - Livingston NJ, US
Joonho Lee - New York NY, US
Jia Ye - Brooklyn NY, US

Federal Reserve Bank of New York - New York NY

G06F 21/00

726 24, 713150, 713151, 713152, 713153, 713154, 713155, 713156, 713157, 713158, 713159, 713160, 713161, 713162, 713163, 713164, 713165, 713166, 713167, 713168, 713169, 713170, 713171, 713172, 713173, 713174, 713175, 713176, 713177, 713178, 713179, 713180, 726 22, 726 23, 726 25, 726 26

A system and method for performing a security check may include using at least one processor to periodically check a status of a flag, generate and store a baseline representation of modules stored on the device where the flag is determined to be set to a first state, and, where the flag is determined to be set to a second state, generate an active representation of modules stored on the first device, compare the active representation of modules to the baseline representation of modules, and, responsive to a determination in the comparing step of a difference between the baseline and active representations of modules, output an alert. The flag status may depend on an association of the device with one of a plurality of authorization policies, each mapped to one of the two states. Results of the comparison may be appended to an activity log of the device.

2013024, Sep 19, 2013

May 13, 2013

13/892849

Danny BRANDO - Livingston NJ, US
Joonho LEE - New York NY, US
Jia YE - Brooklyn NY, US

FEDERAL RESERVE BANK OF NEW YORK - New York NY

G06F 21/56

726 23

A system and method for performing a security check may include using at least one processor to periodically check a status of a flag, generate and store a baseline representation of modules stored on the device where the flag is determined to be set to a first state, and, where the flag is determined to be set to a second state, generate an active representation of modules stored on the first device, compare the active representation of modules to the baseline representation of modules, and, responsive to a determination in the comparing step of a difference between the baseline and active representations of modules, output an alert. The flag status may depend on an association of the device with one of a plurality of authorization policies, each mapped to one of the two states. Results of the comparison may be appended to an activity log of the device.

6131090, Oct 10, 2000

Mar 4, 1997

8/810746

Micheal R. Basso - Norwalk CT
Joonho Lee - Hamden CT
Chunhua Li - North Haven CT

Pitney Bowes Inc. - Stamford CT

G06F 1760

706 23

A method and system for providing controlled access to information stored on a smartcard. The system includes a data processing center maintained by a trusted third party for storing a database of authorizations of various service providers to access information pertaining to individuals, and for responding to request by service providers for access from terminals which communicate with the data processing center and smartcards storing the individuals' information. The information is stored on the smartcard in encrypted form and the data processing center provides an access code, which includes a key for decrypting the information, only to service providers who are authorized to access the information. The service provider then sends the access code to the smartcard which verifies the access code and decrypts and outputs the requested information. The smartcard then computes a new key as a function of information unique to each access session and uses the new key to re-encrypt the information, and then erases the new key.