Joseph John Mirizzi, 73Copperopolis, CA

2010019, Aug 5, 2010

Sep 21, 2009

12/563540

Christian Aabye - Foster City CA, US
Olivier Brand - Walnut Creek CA, US
Mike Lindelsee - Emerald Hills CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Hao Ngo - San Jose CA, US
Lauren White - San Bruno CA, US
David William Wilson - Surrey, GB

G06F 21/22
G06Q 40/00
H04L 9/32

705 44, 726 28, 726 19, 726 18, 726 26

Systems, apparatus, and methods for managing a payment application installed on a mobile device, such as a mobile phone are provided. An Issuer of a payment device can remotely control the payment application by instructing a wireless network carrier or operator to transmit a message to the mobile phone, where the message contains an instruction to perform an operation related to the payment application. The Issuer can remotely reset a counter or a password associated with the payment application, lock or unlock a payment application, and set the access control data to a predetermined value, to prevent unauthorized use of the payment application in the situation in which the mobile phone is lost or stolen, or the Issuer desires to limit access to the payment application for other reasons, such as limiting its exposure to unauthorized uses of the payment device.

2010031, Dec 16, 2010

Jun 8, 2010

12/796087

Ashwin Raj - Foster City CA, US
John Tullis - San Francisco CA, US
Mark Carlson - Half Moon Bay CA, US
Patrick Faith - Pleasanton CA, US
Shalini Mayor - Foster City CA, US
Joseph Mirizzi - Copperopolis CA, US
Lauren White - San Mateo CA, US
Olivier Brand - Walnut Creek CA, US
Mike Lindelsee - Redwood City CA, US

H04L 9/32
G06F 21/20

713150, 726 6

Systems and methods for service activation using algorithmically defined keys are disclosed. A consumer who has a relationship with a first party may wish to enroll in a service provided by a third party. The first party can maintain control of such enrollments through the use of algorithmically defined keys. The algorithmically defined keys also allow the third party service provider to verify data provided by the consumer as matching data stored by the first party. The verification provides for data synchronization without requiring the third party to have access to the first parties data systems.

2011001, Jan 13, 2011

Jun 16, 2010

12/817103

Mike Lindelsee - Redwood City CA, US
Erick Wong - Menlo Park CA, US
David Wentker - San Francisco CA, US
Olivier Brand - Walnut Creek CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Derek Alan Vroom - San Mateo CA, US

G06Q 30/00
G06Q 40/00

705 1423, 705 1436

Systems and methods for redeeming coupons are provided. The method includes receiving a coupon at a mobile payment device, determining whether a mobile payment application is active. If the mobile payment application is not active, the mobile payment device may automatically initiate the mobile payment application and conduct the transaction using the received coupon. The method further includes enrolling the mobile payment device in a coupon redemption program prior to using the coupon. The method also includes tracking a consumer's transaction information and sending one or more coupons based on the transaction information. The mobile payment device used for conducting the transaction includes a contactless element that can use the near field communications technology to conduct payment transactions.

2010008, Apr 1, 2010

Sep 24, 2009

12/566319

Greg Trifiletti - San Francisco CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Prakash Prem Hariramani - San Francisco CA, US
Lauren White - San Bruno CA, US

G06Q 30/00
G06Q 20/00
G06F 15/16

705 1427, 705 1438, 709204

A system and method for generating and sending benefit notifications is disclosed. A consumer can conduct a transaction at a merchant. The consumer may receive a notification containing a reward status indicator. The reward status indicator may be text or a figure that indicates a status of a consumer's purchases toward a reward threshold. With this notification, the consumer can be aware both of how many rewards she has already earned, and how many more rewards she may need to obtain to redeem any rewards. The benefit notification message may be sent while the consumer is still near the merchant, such that that the consumer can receive the message with enough time to act on the reward information.

2021026, Aug 26, 2021

May 10, 2021

17/316375

- San Francisco CA, US
Olivier Brand - Walnut Creek CA, US
Michael Lindelsee - Redwood City CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Hao Ngo - San Jose CA, US
Lauren White - San Bruno CA, US
David William Wilson - Camberley, GB

G06Q 20/32
G06Q 40/00
G06Q 20/40
H04L 29/06

A method is disclosed. The method includes determining whether the counter has reached a threshold value. The method also includes sending a request to reset the counter, to a payment authorizing entity, if it is determined that the counter has reached the threshold value, and then receiving, from the payment authorizing entity, a script in response to the request. The method also includes executing a command to perform an operation specified in the script

2019004, Feb 7, 2019

Sep 28, 2018

16/145726

- San Francisco CA, US
Olivier Brand - Walnut Creek CA, US
Michael Lindelsee - Redwood City CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Hao Ngo - San Jose CA, US
Lauren White - San Bruno CA, US
David William Wilson - Camberley, GB

G06Q 20/32
H04L 29/06
G06Q 40/00
G06Q 20/40

Systems, apparatus, and methods for managing an application installed on a mobile device, such as a mobile phone are provided, so as to prevent or limit unauthorized use of the application, for example, when the mobile device is lost, stolen, or otherwise subject to unauthorized use. A request to enable or disable user access to a function of the application can be received by a server computer. A command message responsive to the request can be generated by the server computer, the command message comprising control data for enabling or disabling user access to the function of the application. The generated command message can be transmitted to the mobile device over a wireless network.

2016022, Aug 4, 2016

Jan 29, 2016

15/010641

Christian Aabye - Foster City CA, US
Olivier Brand - Walnut Creek CA, US
Michael Lindelsee - Redwood City CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Hao Ngo - San Jose CA, US
Gavin Shenker - Los Angeles CA, US
Lauren White - San Bruno CA, US
David William Wilson - Camberley, GB

G06Q 20/32
G06Q 20/40

Systems, apparatus, and methods for managing an application installed on a mobile device, such as a mobile phone are provided, so as to prevent or limit unauthorized use of the application, for example, when the mobile device is lost, stolen, or otherwise subject to unauthorized use. A request to enable or disable user access to a function of the application can be received by a server computer. A command message responsive to the request can be generated by the server computer, the command message comprising control data for enabling or disabling user access to the function of the application. The generated command message can be transmitted to the mobile device over a wireless network.

2016022, Aug 4, 2016

Jan 29, 2016

15/010728

Christian Aabye - Foster City CA, US
Olivier Brand - Walnut Creek CA, US
Michael Lindelsee - Redwood City CA, US
Joseph J. Mirizzi - Copperopolis CA, US
Hao Ngo - San Jose CA, US
Gavin Shenker - Los Angeles CA, US
Lauren White - San Bruno CA, US
David William Wilson - Camberley, GB

H04L 29/06
G06Q 20/40

Systems, apparatus, and methods for managing an application installed on a mobile device, such as a mobile phone are provided, so as to prevent or limit unauthorized use of the application, for example, when the mobile device is lost, stolen, or otherwise subject to unauthorized use. An input indicative of a password to access the application can be received. It may be determined that a predetermined number of password entry attempts has been reached based on the input. A request message to disable access to the application can be transmitted from the mobile device to a remote computer. One or more lock instructions for disabling access to the application can be received by the mobile device from the remote computer. The one or more lock instructions can be executed by the mobile device by modifying control data within a secure memory of the mobile device.