Linda Marie Mautz, 612156 Spring Wagon Ln, Saint Peters, MO 63368

2018023, Aug 16, 2018

Feb 10, 2017

15/429667

- Purchase NY, US
Rick Unnerstall - O'Fallon MO, US
Linda M. Mautz - O'Fallon MO, US

G06Q 20/22
G06Q 20/40
G06Q 20/34

A multi-account payment card (MPC) transaction computing device is configured to receive a first and second transaction request, wherein each transaction request includes a payment card account identifier and a portion of a payment transaction with a merchant to be paid using the payment card account. The MPC transaction computing device then generates a virtual card number (VCN) and transmits the VCN to a user computing device. The MPC transaction computing device further facilitates authorization of the payment transaction by separately conduction authorization for the first payment card account corresponding to the first transaction request and the second payment card account for the second portion of the payment transaction. The MPC transaction computing device then generates a VCN authorization confirmation message and transmits the VCN authorization confirmation message to the merchant.

2018015, May 31, 2018

Nov 30, 2016

15/364593

- Purchase NY, US
Brian Williams - St. Peters MO, US
Corey M. Hively - O'Fallon MO, US
Linda M. Mautz - O'Fallon MO, US
Mahesh Nagure - O'Fallon MO, US

G06Q 30/02
G06Q 20/38

Systems and methods are provided for promoting consumer interactions with merchants. One exemplary method includes associating a reference biometric to a merchant where the reference biometric is representative of a merchant affiliate associated with the merchant, and storing the reference biometric in a data structure as part of a merchant profile for the merchant. The method also includes receiving, at a computing device, a request from a communication device associated with a consumer where the request involves the merchant and includes a biometric captured by the communication device, and searching in the data structure, by the computing device, for the biometric included in the request. The method further includes, when the biometric included in the request matches the reference biometric representative of the merchant affiliate, responding to the request, by the computing device, with an incentive for purchase of at least one product at the merchant.

2018015, May 31, 2018

Nov 30, 2016

15/364611

- Purchase NY, US
Brian Williams - St. Peters MO, US
Corey M. Hively - O'Fallon MO, US
Linda M. Mautz - O'Fallon MO, US
Mahesh Nagure - O'Fallon MO, US

G06Q 30/06
G06Q 20/40
G06Q 20/38

Systems and methods are provided for use in facilitating payment account transactions. One exemplary method includes receiving, at a computing device, a biometric from a consumer and matching, by the computing device, the biometric to a merchant included in a data structure, where the merchant is associated with a product catalog including products offered for sale by the merchant. The method also includes returning, by the computing device, in response to the biometric, the product catalog to the consumer, and receiving a selection of a product therein from the consumer. The method then further includes facilitating a purchase transaction for the selected product and transmitting, by the computing device, a transaction confirmation for the purchase transaction to the consumer and/or the merchant, whereby the merchant is able to confirm the purchase transaction via the transaction confirmation and deliver the selected product to the consumer.

2018014, May 24, 2018

Nov 18, 2016

15/355526

- Purchase NY, US
Linda M. Mautz - O'Fallon MO, US
Erica Joann Robeen - Hardin IL, US

G06Q 20/10
G06Q 40/02

A virtual payment account (VPA) management computing device is described, the VPA management computing device configured to generate a jointly funded payment request and store a user-selected control. The VPA management computing device is also configured to establish a VPA associated with the jointly funded payment request, the VPA configured to receive funds from a plurality of payors. The VPA management computing device is further configured to reformat the user-selected controls into corresponding withdrawal restriction rules associated with the VPA, and store the withdrawal restriction rules. The VPA management computing device is also configured to receive a withdrawal request to withdraw at least a portion of the funds in the VPA, the withdrawal request including a plurality of data elements, to compare the data elements with the withdrawal restriction rules, and, when the data elements satisfy the withdrawal restriction rules, to approve the withdrawal request.

2018006, Mar 8, 2018

Sep 6, 2016

15/257863

- Purchase NY, US
Linda M. Mautz - O'Fallon MO, US
Richard Unnerstall - O'Fallo MO, US

G06Q 20/40
G06Q 20/36

Embodiments of the disclosure enable a system to provide notification services. The system receives account selection data associated with one or more cardholder accounts, identifies contact data corresponding to one or more issuer devices associated with the one or more cardholder accounts, generates notification data associated with the one or more cardholder accounts for notifying one or more issuers associated with the one or more cardholder accounts, receives transaction data associated with one or more financial transactions, and analyzes the received transaction data to generate wallet data corresponding to the transaction data for providing an opportunity to manage the one or more financial transactions. Aspects of the disclosure provide for transmitting notification data in an efficient and user-friendly manner.