Inventors:
- Charlotte NC, US
Robert Scott Seidman - Matthews NC, US
Robert S. Kerr - Charlotte NC, US
Brian J. Kehner - Wilmington DE, US
Lori D. Carpenter - Hockessin DE, US
Victoria L. Dravneek - Charlotte NC, US
Jason M. Martin - Charlotte NC, US
Megan Leslie Steele - Charlotte NC, US
Deepak Joseph - Charlotte NC, US
International Classification:
G06Q 20/36
H04L 29/08
G06Q 20/32
Abstract:
Embodiments of the invention are directed to a system, method, or computer program product for manipulating and distributing electronic resources. The system accepts a request from a user for a transfer of an electronic resource to a second user and in response, generates a transfer vehicle containing details of the transfer. The transfer of electronic resources is directed and completed through the transmission of the generated transfer vehicle to a device associated with the second user. As only the transfer vehicle is transmitted without the need for additional personal identifying information, a transfer of electronic resources may be completed securely and relatively anonymously in a time frame comparable to that of an exchange of a traditionally used physical resource.
