Martin T Mulligan, 6129 N Park Dr, Meco, NY 12078

8504448, Aug 6, 2013

Oct 26, 2009

12/605785

L. Edward Shaw - Dallas TX, US
Patricia Anne Sullivan Fleming - Brea CA, US
Martin T. Mulligan - Gloversville NY, US
Marcus Eugene McGinnis - Denver NC, US
Karl R. Johnson - Scituate MA, US
Thomas D. Thibault - Medford MA, US

Bank of America Corporation - Charlotte NC

G07B 17/00
G07F 19/00
G06K 9/18
G06Q 40/00

705 30, 705 35, 705 40, 705 44, 705 45, 382182, 382305

Methods, systems, apparatuses and/or computer program products are directed to outgoing returns processing. The outgoing returns processing includes receiving outgoing returns data files, where the outgoing returns data files may be of a plurality of different file formats and received from a plurality of different channels. The outgoing returns processing further includes converting the outgoing returns data files to a platform file format and retrieving image files based on the outgoing returns data files. The outgoing returns are then settled.

2008006, Mar 20, 2008

Sep 18, 2006

11/532578

Bethany M. Axtell - Ravena NY, US
Patricia A.S. Fleming - Brea CA, US
Douglas P. McKinley - Charlotte NC, US
Sharon M. Morris - Dallas TX, US
Martin Mulligan - Gloversville NY, US
Leslie M. Overholser - Severna Park MD, US
L. Edward Shaw - Dallas TX, US
Gerald M. Vye - Castleton NY, US
Brian K. Walter - Fort Mill SC, US

Bank of America Corporation - Charlotte NC

G06K 9/18
G06K 9/54
G06K 9/60

382305, 382182

A system and methods for handling financial document returns and processing exceptions are disclosed. Embodiments of the invention provide a returns and exceptions platform to image enable check returns and exceptions within a financial institution. This capability can be in part enabled by a system that provides both for decisioning based on images, and dispatching or exporting images and data in a plurality of formats from the system into which they are first loaded, so that paper items need not be referenced again. The plurality of formats for export can include X9.37i files, external and internal cash letters, and image replacement documents. The image-based processes of the invention can be implemented by a plurality of application servers and a plurality of database servers interconnected by a network.

2011009, Apr 28, 2011

Oct 26, 2009

12/605895

Martin T. Mulligan - Gloversville NY, US
L. Edward Shaw - Dallas TX, US
Patricia Anne Sullivan Fleming - Brea CA, US
Thelma Yvonne Ashe - Baltimore MD, US
Gerald M. Vye - Castleton NY, US
Gilbert M. O'Sullivan - Charlton NY, US

BANK OF AMERICA CORPORATION - Charlotte NC

G06F 17/30

707770, 707E1701

Methods, systems, apparatuses and/or computer program products are directed to a nationwide send process of outgoing returns. A plurality of outgoing return files are collected. The plurality of outgoing return files are organized by endpoint destination and distributed on a predetermined schedule to the endpoint destinations.