Michael J Abbott, 58407 Hoyt Farm Rd, New Canaan, CT 06840

7742930, Jun 22, 2010

Jul 6, 2000

09/611165

Mark P. McCormick - Washington Crossing PA, US
Michael D. Abbott - Northwood NH, US
Paul J. Grous - Concord MA, US

Perot Systems Corporation - Plano TX

G06Q 10/00

705 2, 705 4, 705 30, 705 35, 705 36, 707104

A web-based system for collecting and managing administrative details of a member in a managed care organization. The system collects and makes available over the Internet to all concerned parties digital information that can be selectively retrieved, viewed and managed by all authorized participants. This information, for example, includes the personal demographic details concerning the member and their eligible dependents, their plan elections and preferences, and their benefits usage history. The aggregated information is stored in a central database, using a “member account” paradigm. The member supplies the base information for the member account at initial enrollment in a health plan, either directly through the Internet or through an interface to their employer's human resources data system. Such information is then available to be shared via the Internet with a health provider, new employer or health insurance plan, or for the member themselves. Historical information about expenditures, usage, payments, and the like, can then be added to the record as experienced, allowing a greater ability to derive value from the contained information.

2003001, Jan 23, 2003

Jul 20, 2001

09/910256

Oliver Althoff - North Wales PA, US
Thomas Johnston - North Wales PA, US
Michael Abbott - New Canaan CT, US

G06F017/60

705/064000, 705/026000

The present invention includes methods for providing merchant's with verified information about a user during a remote electronic transaction; methods for carrying out a verified, remote electronic transaction over a network by providing verified user information to a merchant's server, which information is necessary to complete the verified transaction; and systems enabling a user to complete a verified, remote electronic transactions over a network with a merchant, wherein the verified transactions include providing the merchant's server with verified user information. Moreover, the present invention provides methods and systems for conducting verified, remote electronic transactions using a single access code. The system comprises one or more verifying servers that are maintained by the merchant or a third party; one or more servers that are maintained by a merchant, one or more digital, electronic devices that are maintained by the user or by a third party, and a machine-readable-data structure that interfaces with said digital, electronic device. The machine-readable data structure comprises at least one internal microprocessor that controls at least one internal semiconductor memory, having a secured first portion for storing verifiable user information and an unsecured second portion. Verifiable user information about the user, which is necessary to complete a verified, card present equivalent transaction, resides in the secured first portion of the semiconductor memory. A security algorithm and a previously registered security code reside on the unsecured second portion of the semiconductor memory. The verifiable user information is provided to the merchant server or, alternately, to the verifying server after the machine-readable data structure is read and a single access code that matches the previously registered security code is provided by the user.