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Ray J Garcia, 91PO Box 6226, Holliston, MA 01746

Ray Garcia Phones & Addresses

108 Pleasant St, Millis, MA 02054    508-3764024   

Holliston, MA   

Bridgewater, IA   

Mentions for Ray J Garcia

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Medicine Doctors

Ray Garcia Photo 1

Ray Jay Espana Garcia

Specialties:
Family Medicine
Education:
University Of The East, Ramon Magsaysay Memorial Medical Center (2003)

Publications & IP owners

Us Patents

Systems And Methods For Providing A Consumption Network

US Patent:
2009032, Dec 31, 2009
Filed:
Oct 2, 2008
Appl. No.:
12/244058
Inventors:
Samuel J. Carter - Cambridge MA, US
Kwan H. Lee - Cambridge MA, US
Dawei Shen - Cambridge MA, US
Hans Shumacher - Charlotte NC, US
Ray Garcia - New York NY, US
Erik S. Ross - Charlotte NC, US
Assignee:
Bank of America - Charlotte NC
International Classification:
G06F 17/30
US Classification:
707 10, 707E17032
Abstract:
Systems and methods for providing a consumption network are provided. A method according to the invention may include receiving purchase information on a mobile device and recording the purchasing information. The information may be transmitted to a central database. At the central database, the information may be recorded and transmitted from the central database to a pre-determined group of users. Alternatively, the information may be transmitted to a group of users directly from the mobile phone associated with the purchasing.

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