Richard M Balboni, 54East Windsor, CT
Richard Balboni Phones & Addresses
Broad Brook, CT
23 Debbie Dr, South Windsor, CT 06074 860-6449838 860-6482347
23 Debbie Dr, South Windsor, CT 06074 860-5399261
Work
Position:
Homemaker
Education
Degree:
High school graduate or higher
Mentions for Richard M Balboni
Publications & IP owners
Us Patents
System And Method For Processing Data Related To Insurance Coverage For A Plurality Of Risks
US Patent:
8265964, Sep 11, 2012
Filed:
Dec 30, 2011
Appl. No.:
13/341204
Inventors:
Katherine Read - Avon CT, US
Edward Jaworski - West Hartford CT, US
Steve McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen McQueeney Fisher - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard Balboni - Manchester CT, US
Edward Jaworski - West Hartford CT, US
Steve McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen McQueeney Fisher - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard Balboni - Manchester CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; an aggregate benefit amount, the aggregate benefit amount being a maximum benefit amount payable under the insurance coverage; a first category of health risks; a second category of health risks; a first benefit allocation corresponding to the first category of health risks; and a second benefit allocation corresponding to the second category of health risks; the benefit allocations being fractions of and totaling the aggregate benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of health risks having a maximum equal to the corresponding benefit allocation.
System And Method For Processing Data Related To Insurance Coverage For Multiple Risks
US Patent:
8447637, May 21, 2013
Filed:
Sep 10, 2012
Appl. No.:
13/608208
Inventors:
Katherine Read - Avon CT, US
Edward Jaworski - West Hartford CT, US
Steve McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen McQueeney Fisher - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard Balboni - Manchester CT, US
Edward Jaworski - West Hartford CT, US
Steve McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen McQueeney Fisher - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard Balboni - Manchester CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; a maximum benefit amount payable under the insurance coverage; a first category of risks; a second category of risks; a first benefit allocation corresponding to the first category of risks; and a second benefit allocation corresponding to the second category of risks; the benefit allocations being fractions of and totaling the maximum benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of risks having a maximum equal to the corresponding benefit allocation.
System And Method For Administering Dynamic Security Benefits And Payments
US Patent:
2009020, Aug 13, 2009
Filed:
Apr 24, 2008
Appl. No.:
12/150088
Inventors:
Katherine Read - Avon CT, US
Edward Jaworski - Westhartford CT, US
Steve Robert McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen M. Queeney Fisher - So Windsor CT, US
Richard Balboni - Manchester CT, US
Bradley D. Molinsky - Bloomfield CT, US
Edward Jaworski - Westhartford CT, US
Steve Robert McConnell - Marlborough MA, US
Ahmed Shaher - South Windsor CT, US
Theresa Wadsworth - Windsor Locks CT, US
Robert Lukawicz - Newington CT, US
Karen M. Queeney Fisher - So Windsor CT, US
Richard Balboni - Manchester CT, US
Bradley D. Molinsky - Bloomfield CT, US
International Classification:
G06Q 40/00
US Classification:
705 4
Abstract:
Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his or her coverage related to one or more serious health events, such as disability, accident, illness, or death. Additionally, a conversion feature is provided, which allows the insured individual who purchased the product through a third party to maintain the product of the present invention even after the individual is no longer affiliated with the third party.
System And Method For Processing Data Related To Group Insurance For Multiple Risks
US Patent:
2013025, Sep 26, 2013
Filed:
May 20, 2013
Appl. No.:
13/898078
Inventors:
Edward JAWORSKI - West Hartford CT, US
Steve MCCONNELL - Marlborough MA, US
Ahmed SHAHER - South Windsor CT, US
Theresa WADSWORTH - Windsor Locks CT, US
Robert LUKAWICZ - Newington CT, US
Karen McQueeney FISHER - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard BALBONI - Manchester CT, US
Steve MCCONNELL - Marlborough MA, US
Ahmed SHAHER - South Windsor CT, US
Theresa WADSWORTH - Windsor Locks CT, US
Robert LUKAWICZ - Newington CT, US
Karen McQueeney FISHER - South Windsor CT, US
Bradley D. Molinsky - Bloomfield CT, US
Richard BALBONI - Manchester CT, US
Assignee:
Hartford Fire Insurance Company - Hartford CT
International Classification:
G06Q 40/08
US Classification:
705 4
Abstract:
A computer system for processing of data associated with insurance coverage includes a data storage device storing data indicative of: an insured; a maximum benefit amount payable under the insurance coverage; a first category of risks; a second category of risks; a first benefit allocation corresponding to the first category of risks; and a second benefit allocation corresponding to the second category of risks; the benefit allocations being fractions of and totaling the maximum benefit amount. A processor of the system is configured to, responsive to the receipt of data indicative of a claim, determine eligibility for a benefit, and responsive to determining that the insured is eligible, provide output data indicative of a benefit amount, the benefit amount for each of the categories of risks having a maximum equal to the corresponding benefit allocation.
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