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Richard J Denardis, 42Chicago, IL

Richard Denardis Phones & Addresses

Chicago, IL   

Boston, MA   

40 Woodland Shores Dr, Grosse Pointe, MI 48236   

Grosse Pointe Shores, MI   

21362 Broadstone St, Harper Woods, MI 48225    313-8845148   

Work

Address: 44725 Trinity Dr, Clinton Township, MI 48038

Ranks

Licence: Michigan - Active And In Good Standing Date: 1976

Mentions for Richard J Denardis

Career records & work history

Lawyers & Attorneys

Richard Denardis Photo 1

Richard R. Denardis, Clinton Township MI - Lawyer

Address:
44725 Trinity Dr, Clinton Township, MI 48038
Licenses:
Michigan - Active And In Good Standing 1976
Richard Denardis Photo 2

Richard R. DeNardis, Clinton Township MI - Lawyer

Office:
44725 Trinity Dr, Clinton Township, MI
ISLN:
907914547
Admitted:
1976
University:
General Motors Institute, B.I.E.
Law School:
University of Detroit Mercy, J.D.

Richard Denardis resumes & CV records

Resumes

Richard Denardis Photo 11

Richard Denardis

Location:
Chicago, Illinois
Industry:
Financial Services
Languages:
German
Richard Denardis Photo 12

Richard Denardis

Publications & IP owners

Us Patents

Payment Card Systems And Methods

US Patent:
2015006, Mar 5, 2015
Filed:
Aug 27, 2014
Appl. No.:
14/470268
Inventors:
Richard DeNardis - Chicago IL, US
Michael Yakel - Jefferson NC, US
International Classification:
G06Q 20/32
G06Q 20/34
G06Q 20/40
G06K 19/08
US Classification:
705 41
Abstract:
According to some embodiments, a payment device having a first and a second account number may be provided. The first account number may be associated with a near field communication (“NFC”) feature of the payment device and the second account number may be associated with a magnetic stripe and/or a memory of the payment device. The first and second account numbers may be associated with a primary payment account of a cardholder, and at least a first authorization parameter associated with the first account number may be established. The payment device might be associated with, for example, a payment card, a payment card formed as a key fob, a mobile phone, and/or a portable computer.

Transaction Management

US Patent:
2014027, Sep 18, 2014
Filed:
Mar 14, 2013
Appl. No.:
13/804971
Inventors:
- Chicago IL, US
Richard Joseph DeNardis - Chicago IL, US
Assignee:
1CARD INC. - Chicago IL
International Classification:
G06Q 20/40
US Classification:
705 1438
Abstract:
Transaction management includes receiving a customer identifier and information for a purchase transaction via a network that interfaces with a point of purchase. The customer identifier is associated with identification information for financial accounts and offers. The transaction management also includes accessing a customer account via the customer identifier, retrieving vendor access information, and accessing customer information from a data source of a vendor. The customer information includes at least two of: an accrued rewards benefit, gift card balance, currently offered discount and rebate for a good or service, currently offered discount and rebate for the vendor, interest rate on a lender-issued account, and balance on a payment card account. The transaction management further includes applying rules to the information for the purchase transaction and the financial accounts and offers. The rules calculate a payment function that results in a greatest economic benefit to a customer associated with the customer identifier.

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