Robert Dean Canterbury, 611035 Turnstone Rd, Carlsbad, CA 92057

2012000, Jan 5, 2012

Jan 11, 2011

13/004686

Robert Dessert - Atlanta GA, US
Robert Canterbury - San Diego CA, US

FIRETHORN HOLDINGS, LLC - Atlanta GA

G06Q 20/00
G06Q 30/00

705 39, 235375

A method and system include verifying credentials for gaining access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and the POS controller. Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the POS controller. During or after the purchase transaction, a message may be generated by the transaction controller which lists one or more preferred payment options that may be selected using the PCD to complete a purchase.

2012029, Nov 22, 2012

Jul 7, 2011

13/177973

Robert L. DESSERT - Canton GA, US
Robert Canterbury - San Diego CA, US
Frank T. Young - Atlanta GA, US
Scott P. Monahan - San Diego CA, US
Rolando F. De Gracia - San Diego CA, US

G06Q 30/00

705 1427

A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and an electronic cash register (“ECR”). Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the PCD and ECR. During or after the purchase transaction, a message may be generated by the central mobile payment controller which lists one or more preferred payment options.

2012029, Nov 22, 2012

Nov 11, 2011

13/294549

Robert Dessert - Canton GA, US
Robert Canterbury - San Diego CA, US
Frank Young - Atlanta GA, US
Scott Monahan - Atlanta GA, US
Rolando De Garcia - Atlanta GA, US

Firethorn Mobile, Inc. - Atlanta GA

G06Q 30/02
G06Q 30/06

705 1427, 705 2641

A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central mobile payment controller through a tender steering module may determine if a profile of the portable computing device is associated with a merchant branded payment account and/or with a merchant branded stored value account. The central mobile payment controller may produce a message that lists one or more preferred payment options in a ranked fashion that may favor a merchant based on interchange rates.

2013018, Jul 18, 2013

Feb 3, 2012

13/365424

Robert L. Dessert - Canton GA, US
Robert Canterbury - Carlsbad CA, US
Scott Monahan - Atlanta GA, US

FIRETHORN MOBILE, INC. - Atlanta GA

G06Q 30/06

235383

A system and method for providing a personalized shopping experience with a portable computing device (“PCD”) are described. The system and method may include checking-in PCD consumers upon entering an establishment of a merchant. The checking-in of the PCD consumer may include verifying credentials for gaining access to a central mobile payment controller and receiving a merchant identifier corresponding to a merchant from a computer communications network. Next, a scan of a machine-readable code associated with at least one of a good and a service may be received. Information associated with the machine-readable code may be retrieved from a database. Subsequently, a personalized price for the at least one good or service may be determined by applying one or more rules. The personalized price may be transmitted over a computer communications network to the portable computing device for display to the PCD consumer.

2014023, Aug 28, 2014

May 2, 2014

14/268779

- San Diego CA, US
Robert CANTERBURY - Carlsbad CA, US
Scott MONAHAN - San Diego CA, US

QUALCOMM INCORPORATED - San Diego CA

G06Q 30/06
G06Q 30/00

235383

A system and method for providing a personalized shopping experience with a portable computing device (“PCD”) are described. The system and method may include checking-in PCD consumers upon entering an establishment of a merchant. The checking-in of the PCD consumer may include verifying credentials for gaining access to a central mobile payment controller and receiving a merchant identifier corresponding to a merchant from a computer communication's network. Next, a scan of a machine-readable code associated with at least one of a good and a service may be received. Information associated with the machine-readable code may be retrieved from a database. Subsequently, a personalized price for the at least one good or service may be determined by applying one or more rules. The personalized price may be transmitted over a computer communications network to the portable computing device for display to the PCD consumer.

2014022, Aug 7, 2014

Apr 9, 2014

14/248757

- San Diego CA, US
Robert CANTERBURY - San Diego CA, US

Qualcomm Incorporated - San Diego CA

G06Q 30/02
G06Q 20/20

705 1438

A method and system include verifying credentials for gaming access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data, to offer data or coupon data may be sent to the PCD and the POS controller. Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the POS controller. During or after the purchase transaction, a message may be generated by the transaction, controller which lists one or more preferred payment options that may be selected using the PCD to complete a purchase.

2014012, May 1, 2014

Jan 3, 2014

14/147289

- San Diego CA, US
Robert D. Canterbury - San Diego CA, US

Qualcomm Incorporated - San Diego CA

G06Q 20/32
G06Q 20/22

705 1423

A method and system include verifying credentials for gaining access to a transactional controller with the portable computing device. The transactional controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The transactional controller may also receive product scan data and compare the product scan data against one of offer data and coupon data in a database. After these comparisons, any matches of product scan data to offer data or coupon data may be sent to the PCD and the POS controller. Similarly, any matches of the merchant identifier to loyalty account data may be transmitted to the POS controller. During or after the purchase transaction, a message may be generated by the transaction controller which lists one or more preferred payment options that may be selected using the PCD to complete a purchase.