Vimal J Singh, 71145 E 48Th St UNIT 33D, New York, NY 10017

2014032, Oct 30, 2014

Apr 28, 2014

14/263175

- Purchase NY, US
Shari Krikorian - Armonk NY, US
Edward F. Downs - River Vale NJ, US
Julie Kramer - Tarrytown NY, US
Alicia Cavallaro - Milford CT, US
George Damianov - Stamford CT, US
Beza Lemma - New York NY, US
Vimal Singh - San Ramon CA, US

MasterCard International Incorporated - Purchase NY

G06Q 20/14

705 40

One inventive step includes facilitating obtaining a payment file associated with a buyer (for example, directly from the buyer, or from a third party partner). The file includes data specifying a first form of payment from the buyer to a first biller and data specifying a second form of payment, different than the first form of payment, from the buyer to a second biller. Other inventive steps include facilitating appending first stored data to the data specifying the first form of payment to the first biller, to effectuate payment to the first biller by the first form of payment; and facilitating appending second stored data to the data specifying the second form of payment to the second biller, to effectuate payment to the second biller by the second form of payment.